/* ===========================
   HABIB GROUPE — CSS PREMIUM
   =========================== */

/* RESET & BASE */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
    --gold: #C9A84C;
    --gold-light: #E5C97A;
    --gold-pale: #F5EDD8;
    --dark: #FFFFFF;
    --dark-2: #F8F7F5;
    --dark-3: #F0EEEB;
    --dark-4: #E8E5E0;
    --text: #1C1C1C;
    --text-muted: #666666;
    --text-faint: #999999;
    --white: #000000;
    --border: rgba(201, 168, 76, 0.25);
    --border-light: rgba(0, 0, 0, 0.1);
    --success: #2ECC71;
    --shadow-gold: 0 0 40px rgba(201, 168, 76, 0.2);
    --radius: 14px;
    --radius-lg: 20px;
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

html { scroll-behavior: smooth; font-size: 16px; }

body {
    font-family: 'DM Sans', sans-serif;
    background: #F5F3F0;
    color: var(--text);
    line-height: 1.65;
    overflow-x: hidden;
}

a { color: inherit; text-decoration: none; transition: var(--transition); }
img { max-width: 100%; height: auto; display: block; }
button { cursor: pointer; border: none; font-family: inherit; }

/* TYPOGRAPHY */
h1, h2, h3, h4 {
    font-family: 'Playfair Display', Georgia, serif;
    line-height: 1.2;
    color: #000000;
}

h1 { font-size: clamp(2.2rem, 5vw, 4rem); font-weight: 700; }
h2 { font-size: clamp(1.8rem, 3.5vw, 2.8rem); font-weight: 700; }
h3 { font-size: 1.2rem; font-weight: 600; }

em { color: var(--gold); font-style: normal; }

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 2rem;
}

.section { padding: 100px 0; }

/* SECTION HEADER */
.section-header {
    text-align: center;
    margin-bottom: 64px;
}
.section-header p {
    color: var(--text-muted);
    max-width: 560px;
    margin: 0.75rem auto 0;
    font-size: 1.05rem;
}
.section-header.light h2,
.section-header.light p { color: #000000; }
.section-header.light p { color: rgba(0, 0, 0, 0.7); }

.section-tag {
    display: inline-block;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: var(--gold);
    border: 1px solid var(--border);
    background: rgba(201, 168, 76, 0.12);
    padding: 6px 16px;
    border-radius: 100px;
    margin-bottom: 1rem;
}


/* ======= NAVBAR ======= */
.navbar {
    position: fixed;
    top: 0; left: 0; right: 0;
    z-index: 1000;
    transition: var(--transition);
}
.navbar.scrolled {
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(20px);
    border-bottom: 1px solid var(--border);
}

.nav-inner {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 2rem;
    height: 72px;
    display: flex;
    align-items: center;
    gap: 2rem;
}

.nav-logo {
    display: flex;
    align-items: center;
    gap: 10px;
    text-decoration: none;
    flex-shrink: 0;
}
.logo-mark { display: flex; align-items: center; }
.logo-text { display: flex; flex-direction: column; }
.logo-main {
    font-family: 'Playfair Display', serif;
    font-size: 1.1rem;
    font-weight: 700;
    color: #000000;
    line-height: 1;
}
.logo-sub {
    font-size: 0.65rem;
    font-weight: 500;
    color: var(--gold);
    letter-spacing: 0.1em;
    text-transform: uppercase;
}

.nav-links {
    display: flex;
    list-style: none;
    gap: 0;
    margin-left: auto;
}
.nav-links a {
    display: block;
    padding: 8px 18px;
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--text-muted);
    transition: var(--transition);
}
.nav-links a:hover { color: #000000; }

.nav-actions {
    display: flex;
    align-items: center;
    gap: 1rem;
    flex-shrink: 0;
}
.nav-phone {
    font-size: 0.85rem;
    font-weight: 500;
    color: var(--text-muted);
    display: flex;
    align-items: center;
    gap: 6px;
}
.nav-phone:hover { color: var(--gold); }
.nav-phone i { color: var(--gold); }

.btn-nav-cta {
    background: var(--gold);
    color: #FFFFFF;
    font-size: 0.85rem;
    font-weight: 700;
    padding: 10px 22px;
    border-radius: 8px;
    transition: var(--transition);
    letter-spacing: 0.02em;
}
.btn-nav-cta:hover { background: var(--gold-light); transform: translateY(-1px); }

.burger {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: transparent;
    padding: 8px;
    margin-left: auto;
}
.burger span {
    display: block;
    width: 24px;
    height: 2px;
    background: #000000;
    border-radius: 2px;
    transition: var(--transition);
}

.mobile-menu {
    display: none;
    flex-direction: column;
    padding: 1rem 2rem 2rem;
    gap: 0.25rem;
    border-top: 1px solid var(--border-light);
}
.mobile-menu.open { display: flex; }
.mobile-menu a {
    padding: 12px 0;
    font-size: 1rem;
    color: var(--text-muted);
    border-bottom: 1px solid var(--border-light);
}
.mobile-menu a:hover { color: #000000; }
.mobile-menu .btn-nav-cta {
    margin-top: 1rem;
    text-align: center;
    padding: 14px;
    border-radius: 10px;
}
.mobile-phone { display: flex; align-items: center; gap: 8px; }


/* ======= HERO ======= */
.hero {
    min-height: 100vh;
    display: flex;
    align-items: center;
    position: relative;
    overflow: hidden;
    padding-top: 72px;
    background: linear-gradient(135deg, #FFFFFF 0%, #F8F7F5 100%);
}

.hero-bg {
    position: absolute;
    inset: 0;
    z-index: 0;
}

.hero-grid {
    position: absolute;
    inset: 0;
    background-image:
        linear-gradient(rgba(201, 168, 76, 0.08) 1px, transparent 1px),
        linear-gradient(90deg, rgba(201, 168, 76, 0.08) 1px, transparent 1px);
    background-size: 60px 60px;
    mask-image: radial-gradient(ellipse at center, black 30%, transparent 80%);
}

.orb {
    position: absolute;
    border-radius: 50%;
    filter: blur(80px);
    animation: orb-pulse 8s ease-in-out infinite;
}
.orb-1 { width: 500px; height: 500px; background: rgba(201, 168, 76, 0.06); top: -100px; right: -100px; }
.orb-2 { width: 400px; height: 400px; background: rgba(100, 80, 200, 0.03); bottom: 0; left: -100px; animation-delay: 3s; }
.orb-3 { width: 300px; height: 300px; background: rgba(201, 168, 76, 0.04); top: 50%; left: 30%; animation-delay: 5s; }

@keyframes orb-pulse {
    0%, 100% { transform: scale(1) translate(0, 0); opacity: 0.6; }
    50% { transform: scale(1.1) translate(20px, 20px); opacity: 1; }
}

.hero-inner {
    position: relative;
    z-index: 1;
    max-width: 1200px;
    margin: 0 auto;
    padding: 80px 2rem 120px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: center;
    gap: 4rem;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(201, 168, 76, 0.12);
    border: 1px solid var(--border);
    border-radius: 100px;
    padding: 8px 18px;
    font-size: 0.8rem;
    font-weight: 500;
    color: var(--gold);
    margin-bottom: 1.5rem;
    animation: fadeUp 0.8s ease both;
}
.dot {
    width: 7px; height: 7px;
    background: var(--success);
    border-radius: 50%;
    animation: blink 2s ease infinite;
}
@keyframes blink { 0%,100%{opacity:1} 50%{opacity:0.3} }

.hero-title {
    margin-bottom: 1.25rem;
    animation: fadeUp 0.8s ease 0.1s both;
}

.hero-desc {
    color: var(--text-muted);
    font-size: 1.05rem;
    max-width: 520px;
    margin-bottom: 2rem;
    animation: fadeUp 0.8s ease 0.2s both;
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 1rem;
    margin-bottom: 3rem;
    animation: fadeUp 0.8s ease 0.3s both;
}

.btn-primary {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: var(--gold);
    color: #FFFFFF;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.9rem;
    font-weight: 700;
    padding: 14px 28px;
    border-radius: 10px;
    letter-spacing: 0.02em;
    transition: var(--transition);
    border: none;
}
.btn-primary:hover {
    background: var(--gold-light);
    transform: translateY(-2px);
    box-shadow: 0 8px 30px rgba(201, 168, 76, 0.3);
}

.btn-ghost {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: transparent;
    color: #000000;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.9rem;
    font-weight: 600;
    padding: 14px 28px;
    border-radius: 10px;
    border: 1px solid rgba(0, 0, 0, 0.2);
    transition: var(--transition);
}
.btn-ghost:hover {
    border-color: var(--gold);
    color: var(--gold);
    background: rgba(201, 168, 76, 0.08);
}
.btn-ghost i { color: #25D366; font-size: 1.1rem; }

.hero-stats {
    display: flex;
    align-items: center;
    gap: 2rem;
    animation: fadeUp 0.8s ease 0.4s both;
}
.stat { display: flex; flex-direction: column; gap: 2px; }
.stat strong { font-family: 'Playfair Display', serif; font-size: 1.6rem; color: var(--gold); font-weight: 700; }
.stat span { font-size: 0.8rem; color: var(--text-muted); font-weight: 500; }
.stat-divider { width: 1px; height: 36px; background: rgba(0, 0, 0, 0.2); }

/* Car Shield Visual */
.hero-visual {
    display: flex;
    justify-content: center;
    align-items: center;
    animation: fadeUp 0.8s ease 0.2s both;
}

.car-shield {
    position: relative;
    width: 340px;
    height: 340px;
}

.shield-outer {
    width: 100%;
    height: 100%;
    border-radius: 50%;
    background: radial-gradient(circle at 40% 40%, rgba(201, 168, 76, 0.08), rgba(201, 168, 76, 0.02));
    border: 1px solid var(--border);
    display: flex;
    align-items: center;
    justify-content: center;
    animation: rotate-slow 20s linear infinite;
}

@keyframes rotate-slow {
    from { transform: rotate(0deg); }
    to { transform: rotate(360deg); }
}

.shield-inner {
    width: 220px;
    height: 220px;
    background: #F0EEEB;
    border-radius: 50%;
    border: 1px solid var(--border);
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 12px;
    animation: rotate-slow 20s linear infinite reverse;
    box-shadow: 0 0 60px rgba(201, 168, 76, 0.1), inset 0 0 60px rgba(201, 168, 76, 0.03);
}

.car-icon { width: 100px; opacity: 0.85; }

.shield-check {
    font-size: 1.5rem;
    color: var(--gold);
    animation: pulse-glow 2s ease infinite;
}

@keyframes pulse-glow {
    0%, 100% { text-shadow: 0 0 10px rgba(201, 168, 76, 0.4); }
    50% { text-shadow: 0 0 25px rgba(201, 168, 76, 0.8); }
}

.floating-card {
    position: absolute;
    background: #FFFFFF;
    border: 1px solid var(--border);
    border-radius: 12px;
    padding: 10px 14px;
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.78rem;
    color: var(--text);
    backdrop-filter: blur(10px);
    animation: float 4s ease-in-out infinite;
    white-space: nowrap;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);
}
.floating-card i { color: var(--gold); font-size: 1rem; }
.floating-card strong { display: block; color: #000000; font-weight: 600; }

.card-left { left: -30px; top: 50%; transform: translateY(-50%); animation-delay: 0s; }
.card-right { right: -30px; top: 30%; animation-delay: 1.5s; }
.card-bottom { bottom: 10px; left: 50%; transform: translateX(-50%); animation-delay: 3s; }

@keyframes float {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-8px); }
}
.card-left { animation: float-left 4s ease-in-out infinite; }
@keyframes float-left {
    0%, 100% { transform: translateY(-50%); }
    50% { transform: translateY(calc(-50% - 8px)); }
}

.scroll-indicator {
    position: absolute;
    bottom: 32px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    color: var(--text-faint);
    font-size: 0.75rem;
    font-weight: 500;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    animation: fadeUp 1s ease 0.8s both;
    z-index: 1;
}
.scroll-line {
    width: 1px;
    height: 40px;
    background: linear-gradient(to bottom, var(--gold), transparent);
    animation: scroll-drop 2s ease infinite;
}
@keyframes scroll-drop {
    0% { transform: scaleY(0); transform-origin: top; }
    50% { transform: scaleY(1); transform-origin: top; }
    51% { transform: scaleY(1); transform-origin: bottom; }
    100% { transform: scaleY(0); transform-origin: bottom; }
}


/* ======= AVANTAGES ======= */
.avantages-section { background: #F8F7F5; }

.avantages-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
}

.avantage-card {
    position: relative;
    background: #FFFFFF;
    border: 1px solid rgba(201, 168, 76, 0.2);
    border-radius: var(--radius-lg);
    padding: 2rem 1.75rem;
    transition: var(--transition);
    overflow: hidden;
}
.avantage-card::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 2px;
    background: linear-gradient(90deg, var(--gold), var(--gold-light));
    transform: scaleX(0);
    transform-origin: left;
    transition: var(--transition);
}
.avantage-card:hover { border-color: var(--gold); transform: translateY(-4px); box-shadow: var(--shadow-gold); }
.avantage-card:hover::before { transform: scaleX(1); }

.avantage-number {
    font-family: 'Playfair Display', serif;
    font-size: 3rem;
    font-weight: 700;
    color: rgba(201, 168, 76, 0.1);
    line-height: 1;
    margin-bottom: 1rem;
    position: absolute;
    top: 1.5rem;
    right: 1.75rem;
}

.avantage-icon {
    width: 48px;
    height: 48px;
    background: rgba(201, 168, 76, 0.12);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.25rem;
    font-size: 1.1rem;
    color: var(--gold);
}

.avantage-card h3 { margin-bottom: 0.5rem; font-size: 1.05rem; }
.avantage-card p { color: var(--text-muted); font-size: 0.9rem; line-height: 1.6; }


/* ======= PARTENAIRES ======= */
.partenaires-section {
    background: linear-gradient(135deg, #F5F3F0 0%, #F8F7F5 50%, #F5F3F0 100%);
    position: relative;
}
.partenaires-section::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0; bottom: 0;
    background: radial-gradient(ellipse at center, rgba(201, 168, 76, 0.08) 0%, transparent 70%);
}

.partenaires-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1.5rem;
    position: relative;
}

.partenaire-card {
    display: flex;
    gap: 1.5rem;
    background: rgba(255, 255, 255, 0.8);
    border: 1px solid rgba(201, 168, 76, 0.2);
    border-radius: var(--radius-lg);
    padding: 1.75rem;
    transition: var(--transition);
    align-items: flex-start;
}
.partenaire-card:hover {
    border-color: var(--gold);
    background: rgba(201, 168, 76, 0.08);
    transform: translateY(-3px);
}

.partenaire-logo {
    width: 80px;
    height: 80px;
    background: #F0EEEB;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    overflow: hidden;
    border: 1px solid rgba(0, 0, 0, 0.1);
}
.partenaire-logo img { width: 100%; height: 100%; object-fit: contain; padding: 8px; }
.logo-fallback {
    width: 100%;
    height: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
}
.logo-fallback span {
    font-family: 'Playfair Display', serif;
    font-size: 0.65rem;
    font-weight: 700;
    color: var(--gold);
    text-align: center;
    letter-spacing: 0.05em;
}

.partenaire-info h3 {
    font-size: 1.1rem;
    margin-bottom: 0.5rem;
    color: var(--gold);
}
.partenaire-info p { font-size: 0.875rem; color: var(--text-muted); margin-bottom: 0.875rem; }

.partenaire-tags {
    display: flex;
    gap: 0.5rem;
    flex-wrap: wrap;
}
.partenaire-tags span {
    font-size: 0.7rem;
    font-weight: 600;
    letter-spacing: 0.05em;
    color: var(--gold);
    background: rgba(201, 168, 76, 0.12);
    border: 1px solid rgba(201, 168, 76, 0.25);
    padding: 3px 10px;
    border-radius: 100px;
}


/* ======= PROCESSUS ======= */
.processus-section { background: #FFFFFF; }

.processus-timeline {
    display: flex;
    align-items: flex-start;
    gap: 0;
    position: relative;
}

.timeline-step {
    flex: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 1.25rem;
    padding: 0 1rem;
}

.step-bubble {
    position: relative;
    width: 80px;
    height: 80px;
    flex-shrink: 0;
}

.step-num {
    position: absolute;
    top: -8px;
    right: -8px;
    width: 26px;
    height: 26px;
    background: var(--gold);
    color: #FFFFFF;
    border-radius: 50%;
    font-size: 0.7rem;
    font-weight: 800;
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 1;
}

.step-icon-wrap {
    width: 80px;
    height: 80px;
    background: #F0EEEB;
    border: 2px solid rgba(201, 168, 76, 0.25);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.4rem;
    color: var(--gold);
    transition: var(--transition);
}
.timeline-step:hover .step-icon-wrap {
    border-color: var(--gold);
    background: rgba(201, 168, 76, 0.12);
    box-shadow: 0 0 30px rgba(201, 168, 76, 0.2);
}

.step-content h3 { font-size: 1rem; margin-bottom: 0.5rem; }
.step-content p { font-size: 0.875rem; color: var(--text-muted); line-height: 1.6; }

.timeline-connector {
    flex-shrink: 0;
    width: 80px;
    height: 2px;
    background: linear-gradient(90deg, var(--gold), transparent);
    margin-top: 40px;
    opacity: 0.3;
}


/* ======= TYPES D'ASSURANCE ======= */
.types-section { background: #F8F7F5; }

.types-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
    max-width: 800px;
    margin: 0 auto;
}

.type-card {
    background: #FFFFFF;
    border: 1px solid rgba(201, 168, 76, 0.2);
    border-radius: var(--radius-lg);
    padding: 2.5rem;
    position: relative;
    transition: var(--transition);
}
.type-card:hover { transform: translateY(-4px); }
.type-card.featured {
    border-color: var(--gold);
    background: linear-gradient(135deg, #FFFFFF, rgba(201, 168, 76, 0.08));
    box-shadow: 0 0 50px rgba(201, 168, 76, 0.15);
}

.type-featured-badge {
    position: absolute;
    top: -1px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--gold);
    color: #FFFFFF;
    font-size: 0.7rem;
    font-weight: 800;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    padding: 5px 16px;
    border-radius: 0 0 10px 10px;
}

.type-badge {
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 0.75rem;
}
.type-header h3 { font-size: 1.4rem; margin-bottom: 0.25rem; }
.type-header p { color: var(--text-muted); font-size: 0.9rem; margin-bottom: 1.5rem; }

.type-features { list-style: none; display: flex; flex-direction: column; gap: 0.75rem; margin-bottom: 2rem; }
.type-features li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.9rem;
    color: var(--text);
}
.type-features li.not-included { color: var(--text-faint); }
.type-features li i { font-size: 0.8rem; flex-shrink: 0; }
.type-features li:not(.not-included) i { color: var(--success); }
.type-features li.not-included i { color: var(--text-faint); }

.type-btn {
    width: 100%;
    background: #F0EEEB;
    color: #000000;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.875rem;
    font-weight: 600;
    padding: 12px;
    border-radius: 10px;
    border: 1px solid rgba(0, 0, 0, 0.1);
    transition: var(--transition);
}
.type-btn:hover { border-color: var(--gold); color: var(--gold); }
.featured-btn {
    background: var(--gold);
    color: #FFFFFF;
    border-color: var(--gold);
}
.featured-btn:hover { background: var(--gold-light); color: #FFFFFF; box-shadow: 0 8px 25px rgba(201, 168, 76, 0.3); }

.types-note {
    text-align: center;
    color: var(--text-faint);
    font-size: 0.8rem;
    margin-top: 2rem;
}


/* ======= FORMULAIRE ======= */
.form-section { background: #FFFFFF; }

.form-wrapper {
    display: grid;
    grid-template-columns: 1fr 1.5fr;
    gap: 4rem;
    align-items: start;
}

.form-left .section-tag { display: inline-block; }
.form-left h2 { margin: 0.75rem 0 1rem; }
.form-left > p { color: var(--text-muted); line-height: 1.7; margin-bottom: 2rem; }

.form-guarantees {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    margin-bottom: 2.5rem;
}
.guarantee {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.875rem;
    color: var(--text-muted);
}
.guarantee i { color: var(--gold); }

.form-advisor {
    display: flex;
    align-items: center;
    gap: 1rem;
    background: #F8F7F5;
    border: 1px solid rgba(201, 168, 76, 0.2);
    border-radius: var(--radius);
    padding: 1.25rem;
}
.advisor-avatar {
    width: 56px;
    height: 56px;
    background: rgba(201, 168, 76, 0.12);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
    color: var(--gold);
    flex-shrink: 0;
    border: 2px solid rgba(201, 168, 76, 0.2);
}
.advisor-info { display: flex; flex-direction: column; gap: 2px; }
.advisor-info strong { font-size: 0.95rem; color: #000000; }
.advisor-info span { font-size: 0.8rem; color: var(--text-muted); }
.advisor-wa {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 0.8rem;
    color: #25D366;
    font-weight: 500;
    margin-top: 4px;
}
.advisor-wa:hover { opacity: 0.8; }

/* FORM */
.sub-form {
    background: #F8F7F5;
    border: 1px solid rgba(201, 168, 76, 0.15);
    border-radius: var(--radius-lg);
    padding: 2.5rem;
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.form-section-label {
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--gold);
    display: flex;
    align-items: center;
    gap: 8px;
    padding-bottom: 0.75rem;
    border-bottom: 1px solid rgba(0, 0, 0, 0.1);
    margin-top: 0.5rem;
}
.form-section-label:first-child { margin-top: 0; }

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
}

.field {
    display: flex;
    flex-direction: column;
    gap: 6px;
}
.field.full { grid-column: 1 / -1; }

.field label {
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--text-muted);
    letter-spacing: 0.03em;
}
.opt { color: var(--text-faint); font-weight: 400; }

.field input,
.field select {
    background: #FFFFFF;
    border: 1px solid rgba(0, 0, 0, 0.15);
    border-radius: 8px;
    padding: 11px 14px;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.875rem;
    color: var(--text);
    transition: var(--transition);
    outline: none;
    width: 100%;
    -webkit-appearance: none;
}
.field input::placeholder { color: var(--text-faint); }
.field input:focus,
.field select:focus { border-color: var(--gold); background: rgba(201, 168, 76, 0.05); box-shadow: 0 0 0 3px rgba(201, 168, 76, 0.12); }
.field select option { background: #FFFFFF; }

/* Radio Cards */
.radio-cards {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0.75rem;
}
.radio-card {
    display: flex;
    align-items: center;
    gap: 12px;
    background: #F8F7F5;
    border: 1px solid rgba(0, 0, 0, 0.1);
    border-radius: 10px;
    padding: 14px;
    cursor: pointer;
    transition: var(--transition);
}
.radio-card:has(input:checked) {
    border-color: var(--gold);
    background: rgba(201, 168, 76, 0.12);
}
.radio-card input { accent-color: var(--gold); width: 16px; height: 16px; flex-shrink: 0; }
.rc-content { display: flex; flex-direction: column; gap: 2px; }
.rc-content strong { font-size: 0.875rem; color: #000000; }
.rc-content small { font-size: 0.73rem; color: var(--text-muted); }

/* Duration */
.duration-grid {
    display: flex;
    gap: 0.5rem;
    flex-wrap: wrap;
}
.dur-btn {
    cursor: pointer;
}
.dur-btn input { display: none; }
.dur-btn span {
    display: block;
    padding: 8px 14px;
    background: #F8F7F5;
    border: 1px solid rgba(0, 0, 0, 0.1);
    border-radius: 8px;
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--text-muted);
    transition: var(--transition);
}
.dur-btn:has(input:checked) span {
    background: rgba(201, 168, 76, 0.12);
    border-color: var(--gold);
    color: var(--gold);
}
.dur-btn:hover span { border-color: var(--gold); color: var(--text); }

.custom-dur {
    margin-top: 0.5rem;
}
.custom-dur.hidden { display: none; }

/* Terms */
.form-terms { display: flex; flex-direction: column; gap: 0.75rem; }
.check-wrap {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.85rem;
    color: var(--text-muted);
    cursor: pointer;
}
.check-wrap input[type="checkbox"] { width: 16px; height: 16px; accent-color: var(--gold); flex-shrink: 0; }
.check-wrap .link { color: var(--gold); }
.check-wrap .link:hover { text-decoration: underline; }

/* Submit */
.btn-submit {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    width: 100%;
    background: var(--gold);
    color: #FFFFFF;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.95rem;
    font-weight: 700;
    padding: 16px;
    border-radius: 10px;
    border: none;
    transition: var(--transition);
    letter-spacing: 0.02em;
}
.btn-submit:hover {
    background: var(--gold-light);
    transform: translateY(-2px);
    box-shadow: 0 10px 35px rgba(201, 168, 76, 0.3);
}

.form-privacy {
    text-align: center;
    font-size: 0.75rem;
    color: var(--text-faint);
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
}
.form-privacy i { color: var(--gold); }

/* Success */
.success-state {
    background: #F8F7F5;
    border: 1px solid rgba(201, 168, 76, 0.2);
    border-radius: var(--radius-lg);
    padding: 4rem 2rem;
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 1rem;
}
.success-state.hidden { display: none; }
.success-icon { font-size: 3rem; color: var(--success); }
.success-state h3 { font-size: 1.5rem; color: #000000; }
.success-state p { color: var(--text-muted); }
.success-loader {
    width: 40px;
    height: 40px;
    border: 3px solid rgba(0, 0, 0, 0.1);
    border-top-color: var(--gold);
    border-radius: 50%;
    animation: spin 0.8s linear infinite;
    margin-top: 1rem;
}
@keyframes spin { to { transform: rotate(360deg); } }


/* ======= TEMOIGNAGES ======= */
.temoignages-section { background: #F8F7F5; }

.temoignages-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
}

.temoignage-card {
    background: #FFFFFF;
    border: 1px solid rgba(201, 168, 76, 0.15);
    border-radius: var(--radius-lg);
    padding: 2rem;
    transition: var(--transition);
    display: flex;
    flex-direction: column;
    gap: 1rem;
}
.temoignage-card:hover { border-color: var(--gold); transform: translateY(-4px); }

.temoignage-stars { display: flex; gap: 3px; }
.temoignage-stars i { color: var(--gold); font-size: 0.85rem; }

.temoignage-card > p {
    color: var(--text-muted);
    font-size: 0.9rem;
    line-height: 1.7;
    flex-grow: 1;
}

.temoignage-author {
    display: flex;
    align-items: center;
    gap: 12px;
    padding-top: 1rem;
    border-top: 1px solid rgba(0, 0, 0, 0.1);
}
.author-avatar {
    width: 42px;
    height: 42px;
    background: rgba(201, 168, 76, 0.12);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.75rem;
    font-weight: 700;
    color: var(--gold);
    flex-shrink: 0;
    border: 1px solid rgba(201, 168, 76, 0.2);
}
.temoignage-author strong { display: block; font-size: 0.875rem; color: #000000; }
.temoignage-author span { font-size: 0.78rem; color: var(--text-faint); }


/* ======= FAQ ======= */
.faq-section { background: #FFFFFF; }
.faq-container { max-width: 800px; }

.faq-list {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.faq-item {
    background: #F8F7F5;
    border: 1px solid rgba(0, 0, 0, 0.1);
    border-radius: var(--radius);
    overflow: hidden;
    transition: var(--transition);
}
.faq-item.open { border-color: var(--gold); }

.faq-q {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    padding: 1.25rem 1.5rem;
    background: transparent;
    text-align: left;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.95rem;
    font-weight: 600;
    color: var(--text);
    transition: var(--transition);
}
.faq-q:hover { color: #000000; }
.faq-q i {
    color: var(--gold);
    flex-shrink: 0;
    transition: var(--transition);
    font-size: 0.8rem;
}
.faq-item.open .faq-q i { transform: rotate(45deg); }

.faq-a {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}
.faq-item.open .faq-a { max-height: 300px; }

.faq-a p {
    padding: 0 1.5rem 1.25rem;
    font-size: 0.875rem;
    color: var(--text-muted);
    line-height: 1.7;
    border-top: 1px solid rgba(0, 0, 0, 0.1);
    padding-top: 1rem;
}


/* ======= CONTACT ======= */
.contact-section { background: #F8F7F5; }

.contact-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: start;
}

.contact-left .section-tag { display: inline-block; }
.contact-left h2 { margin: 0.75rem 0 1rem; }
.contact-left > p { color: var(--text-muted); line-height: 1.7; margin-bottom: 2rem; }

.contact-items {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.contact-item {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1rem 1.25rem;
    background: #FFFFFF;
    border: 1px solid rgba(201, 168, 76, 0.15);
    border-radius: var(--radius);
    transition: var(--transition);
    color: var(--text);
}
.contact-item:hover { border-color: var(--gold); color: #000000; }

.ci-icon {
    width: 42px;
    height: 42px;
    background: rgba(201, 168, 76, 0.12);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--gold);
    flex-shrink: 0;
}
.ci-info { display: flex; flex-direction: column; gap: 2px; }
.ci-info span { font-size: 0.75rem; color: var(--text-faint); font-weight: 500; text-transform: uppercase; letter-spacing: 0.05em; }
.ci-info strong { font-size: 0.9rem; color: var(--text); }

.contact-card {
    background: #FFFFFF;
    border: 1px solid rgba(201, 168, 76, 0.2);
    border-radius: var(--radius-lg);
    padding: 2.5rem;
}

.advisor-profile {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-bottom: 1.5rem;
    padding-bottom: 1.5rem;
    border-bottom: 1px solid rgba(0, 0, 0, 0.1);
}
.profile-avatar {
    width: 64px;
    height: 64px;
    background: rgba(201, 168, 76, 0.12);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    color: var(--gold);
    border: 2px solid rgba(201, 168, 76, 0.2);
}
.profile-info { display: flex; flex-direction: column; gap: 3px; }
.profile-info strong { font-size: 1rem; color: #000000; }
.profile-info span { font-size: 0.8rem; color: var(--text-muted); }
.profile-status {
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: 0.78rem;
    color: var(--success);
    font-weight: 500;
    margin-top: 4px;
}
.status-dot {
    width: 7px;
    height: 7px;
    background: var(--success);
    border-radius: 50%;
    animation: blink 2s ease infinite;
}

.contact-card-text {
    color: var(--text-muted);
    font-size: 0.875rem;
    line-height: 1.7;
    margin-bottom: 1.5rem;
}

.full-btn { width: 100%; justify-content: center; margin-bottom: 0.75rem; }

.btn-whatsapp {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    width: 100%;
    background: #25D366;
    color: var(--white);
    font-family: 'DM Sans', sans-serif;
    font-size: 0.9rem;
    font-weight: 700;
    padding: 14px;
    border-radius: 10px;
    border: none;
    transition: var(--transition);
}
.btn-whatsapp:hover { background: #22be5c; transform: translateY(-1px); }


/* ======= FOOTER ======= */
.footer { background: #FAF9F7; border-top: 1px solid rgba(0, 0, 0, 0.1); }

.footer-top { padding: 80px 0 60px; }

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 3rem;
}

.footer-brand .footer-logo {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 1rem;
}
.footer-brand .footer-logo span {
    font-family: 'Playfair Display', serif;
    font-size: 1.1rem;
    font-weight: 700;
    color: #000000;
}
.footer-brand p {
    font-size: 0.875rem;
    color: var(--text-faint);
    line-height: 1.7;
    margin-bottom: 1.5rem;
    max-width: 280px;
}

.footer-socials { display: flex; gap: 0.75rem; }
.footer-socials a {
    width: 38px;
    height: 38px;
    background: #FFFFFF;
    border: 1px solid rgba(0, 0, 0, 0.1);
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--text-faint);
    font-size: 0.875rem;
    transition: var(--transition);
}
.footer-socials a:hover { border-color: var(--gold); color: var(--gold); }

.footer-col h4 {
    font-family: 'DM Sans', sans-serif;
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--text-muted);
    margin-bottom: 1.25rem;
}
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 0.6rem; }
.footer-col ul li, .footer-col ul a {
    font-size: 0.875rem;
    color: var(--text-faint);
    transition: var(--transition);
}
.footer-col ul a:hover { color: var(--gold); }

.footer-bottom {
    border-top: 1px solid rgba(0, 0, 0, 0.1);
    padding: 24px 0;
}
.footer-bottom .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}
.footer-bottom p { font-size: 0.8rem; color: var(--text-faint); }
.footer-legal { display: flex; gap: 1.5rem; }
.footer-legal a { font-size: 0.8rem; color: var(--text-faint); }
.footer-legal a:hover { color: var(--gold); }


/* ======= FLOATING ACTIONS ======= */
.fab-group {
    position: fixed;
    bottom: 32px;
    right: 32px;
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    z-index: 900;
}

.fab {
    width: 54px;
    height: 54px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    border: none;
    transition: var(--transition);
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.15);
}
.fab:hover { transform: scale(1.1) translateY(-2px); }

.fab-wa { background: #25D366; color: var(--white); }
.fab-wa:hover { background: #22be5c; }
.fab-quote { background: var(--gold); color: #FFFFFF; }
.fab-quote:hover { background: var(--gold-light); }


/* ======= LOGO UPDATES ======= */
.logo-main { font-size: 1rem; }
.logo-sub { font-size: 0.6rem; letter-spacing: 0.06em; }

/* ======= TYPE CARDS REDESIGN ======= */
.type-icon-header {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-bottom: 1.5rem;
}
.type-shield {
    width: 52px;
    height: 52px;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
    flex-shrink: 0;
}
.obligatoire-shield { background: rgba(46, 204, 113, 0.12); color: #2ECC71; border: 1px solid rgba(46, 204, 113, 0.3); }
.facultative-shield { background: rgba(201, 168, 76, 0.12); color: var(--gold); border: 1px solid var(--border); }

.type-block { margin-bottom: 1.25rem; }
.type-block-title {
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: #2ECC71;
    display: flex;
    align-items: center;
    gap: 6px;
    margin-bottom: 0.75rem;
}
.type-block-title.warning { color: #F39C12; }
.type-block.not-covered .type-features li { opacity: 0.6; }

.type-summary {
    background: rgba(201, 168, 76, 0.08);
    border: 1px solid var(--border);
    border-radius: 8px;
    padding: 10px 14px;
    font-size: 0.82rem;
    color: var(--text-muted);
    margin-bottom: 1.25rem;
    line-height: 1.5;
}
.type-summary strong { color: var(--gold); }

.type-featured-badge {
    display: flex;
    align-items: center;
    gap: 6px;
}

/* COMPARISON TABLE */
.comparison-table {
    max-width: 820px;
    margin: 2.5rem auto 0;
    background: #FFFFFF;
    border: 1px solid rgba(201, 168, 76, 0.15);
    border-radius: var(--radius-lg);
    overflow: hidden;
}
.ct-header {
    background: rgba(201, 168, 76, 0.12);
    border-bottom: 1px solid rgba(0, 0, 0, 0.1);
    padding: 14px 20px;
}
.ct-label {
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--gold);
    display: flex;
    align-items: center;
    gap: 8px;
}
.comparison-table table {
    width: 100%;
    border-collapse: collapse;
}
.comparison-table th,
.comparison-table td {
    padding: 14px 20px;
    text-align: center;
    font-size: 0.875rem;
    border-bottom: 1px solid rgba(0, 0, 0, 0.1);
}
.comparison-table th {
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    color: var(--text-muted);
    background: rgba(0, 0, 0, 0.02);
}
.comparison-table th:first-child,
.comparison-table td:first-child { text-align: left; color: var(--text-muted); }
.comparison-table td:first-child i { margin-right: 8px; color: var(--text-faint); }
.comparison-table tbody tr:last-child td { border-bottom: none; }
.comparison-table tbody tr:hover { background: rgba(0, 0, 0, 0.03); }
.col-oblig { color: #5DADE2 !important; }
.col-facult { color: var(--gold) !important; }
.ct-tip {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 14px 20px;
    background: rgba(201, 168, 76, 0.08);
    border-top: 1px solid rgba(0, 0, 0, 0.1);
    font-size: 0.82rem;
    color: var(--text-muted);
}
.ct-tip i { color: var(--gold); flex-shrink: 0; }
.ct-tip strong { color: #000000; }

/* ======= FOOTER TRUST SECTION ======= */
.footer-trust {
    background: linear-gradient(135deg, #E8F4F8 0%, #F0F5FB 100%);
    border-top: 1px solid rgba(201, 168, 76, 0.25);
    padding: 48px 0 40px;
}
.trust-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
    margin-bottom: 2rem;
}
.trust-item {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
}
.trust-icon {
    width: 44px;
    height: 44px;
    background: rgba(201, 168, 76, 0.15);
    border: 1px solid rgba(201, 168, 76, 0.3);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--gold);
    font-size: 1rem;
    flex-shrink: 0;
}
.trust-item div:last-child { display: flex; flex-direction: column; gap: 3px; }
.trust-item strong { font-size: 0.78rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: #000000; }
.trust-item span { font-size: 0.78rem; color: rgba(0, 0, 0, 0.6); line-height: 1.4; }

.footer-slogan {
    text-align: center;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.85rem;
    font-weight: 700;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: rgba(0, 0, 0, 0.4);
    padding-top: 2rem;
    border-top: 1px solid rgba(0, 0, 0, 0.1);
}
.footer-slogan em { color: var(--gold); font-style: normal; }

@media (max-width: 768px) {
    .trust-grid { grid-template-columns: 1fr 1fr; }
    .type-icon-header { flex-direction: column; text-align: center; }
    .comparison-table th, .comparison-table td { padding: 10px 12px; font-size: 0.78rem; }
}
@media (max-width: 480px) {
    .trust-grid { grid-template-columns: 1fr; }
}

/* ======= TYPE CARDS WIDER ======= */
.types-grid { max-width: 900px; margin: 0 auto; }


@keyframes fadeUp {
    from { opacity: 0; transform: translateY(24px); }
    to { opacity: 1; transform: translateY(0); }
}

.reveal {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal.visible {
    opacity: 1;
    transform: translateY(0);
}


/* ======= RESPONSIVE ======= */
@media (max-width: 1024px) {
    .avantages-grid { grid-template-columns: repeat(2, 1fr); }
    .footer-grid { grid-template-columns: 1fr 1fr; gap: 2rem; }
    .hero-inner { gap: 2rem; }
    .car-shield { width: 280px; height: 280px; }
    .shield-inner { width: 180px; height: 180px; }
}

@media (max-width: 768px) {
    .section { padding: 70px 0; }
    
    .nav-links,
    .nav-actions { display: none; }
    .burger { display: flex; }
    .navbar.scrolled { background: rgba(255, 255, 255, 0.98); }
    
    .hero-inner {
        grid-template-columns: 1fr;
        text-align: center;
        padding: 60px 2rem 80px;
    }
    .hero-visual { display: none; }
    .hero-actions { justify-content: center; }
    .hero-stats { justify-content: center; }
    .hero-badge { justify-content: center; }
    
    .avantages-grid { grid-template-columns: 1fr; gap: 1rem; }
    
    .partenaires-grid { grid-template-columns: 1fr; }
    .partenaire-card { flex-direction: column; }
    
    .processus-timeline {
        flex-direction: column;
        align-items: center;
        gap: 2rem;
    }
    .timeline-connector {
        width: 2px;
        height: 40px;
        background: linear-gradient(to bottom, var(--gold), transparent);
    }
    .timeline-step { width: 100%; max-width: 300px; }
    
    .types-grid { grid-template-columns: 1fr; }
    
    .form-wrapper { grid-template-columns: 1fr; gap: 2rem; }
    .form-row { grid-template-columns: 1fr; }
    
    .temoignages-grid { grid-template-columns: 1fr; }
    
    .contact-wrapper { grid-template-columns: 1fr; gap: 2rem; }
    
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .footer-brand { grid-column: 1 / -1; }
    
    .footer-bottom .container { flex-direction: column; gap: 0.75rem; text-align: center; }
    
    .fab-group { bottom: 20px; right: 20px; }
    .fab { width: 48px; height: 48px; font-size: 1.1rem; }
}

@media (max-width: 480px) {
    .container { padding: 0 1.25rem; }
    .hero-actions { flex-direction: column; align-items: stretch; }
    .hero-stats { flex-direction: column; align-items: center; gap: 1rem; }
    .stat-divider { width: 40px; height: 1px; }
    .footer-grid { grid-template-columns: 1fr; }
    .radio-cards { grid-template-columns: 1fr; }
    .sub-form { padding: 1.5rem; }
}